Get Instant Personal Loan Online with Moneypro

Register and submit documents online. Interest rates starting from 11.49%. Quick Registration.

Avail instant personal loans ranging from ?50,000 to ?5 Lakhs, not on a long term or short term but on your own terms. Experience a completely online and paperless process. Check your eligibility, Calculate EMI and Apply now!

  • Small Personal Loan up to 1 Lac
  • Loan Tenure up to 1 year
  • Same Day approval from Bank end
  • No collateral required

Register Now

By continuing, you agree to the Moneypros and Partner Banks or NBFCs Privacy Policy , Terms of Use and Consent to Electronic Disclosures, and allow enquiries with registered credit bureaus/financial institutions/banks regarding your credit history.

How Does It Work?

Getting an instant loan from Lendbox is simple, fast and 100% transparent.

1 . Register on our platform

2. Provide basic KYC details as per RBI guidelines

3. Submit your income documents and bank statement for the last 4 months

4. Credit Assessment

5. Quick Disbursement

6. Pay EMI through our automated mechanism

What is a Personal Loan?

A Small Personal Loan or an Instant loan is a form of loan taken from a lender or a financial institution for personal uses such as family vacations, medical needs, consumer electronics and appliances, debt consolidation, credit card bill consolidation, wedding or any other such needs.


In a personal loan, lenders lend money to borrower at a fixed or floating interest rate for a certain period of time which can range from 3 months to 1 year or even more depending on the amount without providing any collateral or asset as security or a guarantor. After that borrower repays the loan amount with easy monthly instalments.

Moneypro is a digital lending platform, which gets creditworthy borrowers and willing investors together in association with several banks and NBFCs to transact on short to medium term personal unsecured loans.

Moneypro goes beyond conventional forms of risk analysis of the borrower in order to serve a broader user base. Banks typically look at CIBIL or other credit bureau scores to make loan decisions. Moneypro takes into account more than 250s of data points to assess the creditworthiness of the borrower such as net salary, expenditure trends, locality of stay, educational qualification, utility and mobile bills, asset holding, Investments, Credit card bills and online spending behaviour etc. This approach ensures that individuals with a less favourable CIBIL score are also likely to get a loan through our platform if they are credit worthy as our proprietary machine learning algorithm generates a more holistic credit profile of the borrower.

Moneypro offers borrowers with the convenience to getting loans while sitting at home without having to visit a bank numerous times to sign papers and other formalities

We ensure that the process is completely transparent with no hidden charges levied on the borrower

Moneypro offers a streamlined and efficient approach to personal finance making the process a very pleasant experience for the borrowers

Lendbox is a platform for people with non-traditional approach to borrowing, which ultimately results in lower interest rates on the financing amount. All borrowers on Lendbox must meet the following criteria to be eligible to be listed on our platform:

  • You must be an Indian Resident
  • You must be older than 21 years old
  • You must have a valid Indian ID proof
  • You must have a valid Indian bank account
  • You must have a minimum monthly net income of 15,000

When a prospective borrower does not meet the standards listed above, the borrower can't be a part of Lendbox, unless specified by Lendbox in a written legal agreement.

Required Documents (Documents with * are mandatory)

??
Photographs Yes
Identity Proof (any one of the following)* PAN Card, Aadhaar Card, Voter ID, Passport
Date of Birth Proof (any one of the following) PAN Card, Passport
Signature Proof (any one of the following) PAN Card, Signature verification from your bank, Passport
Address Proof (any one of the following) Passport, Bank Statement, Voter ID
Contact Proof (any one of the following) Post paid Mobile Bill (last month), Post paid Landline Bill (last month)
Bank Statements* Last 4 months
Bank Statements* Last 4 months

How To Apply For A Small Personal Loan Online

It's very easy to apply for a personal loan at Moneypro. It's a completely online, paperless and hassle free process. To apply, follow the steps given below.

Before applying, make sure you are eligible for an instant loan and have enough documents to get approved. You can check eligibility criteria and required documents in the personal loan eligibility tab. Keep the documents with yourself during the time of application for a quick approval. Make sure your Internet is stable.

Steps to apply for a Small Personal Loan

  • Use the form above to register yourself.
  • Fill out all the details as per your KYC Documents.
  • Upload the copies of all the required documents.
  • Complete all the steps and you're done
  • After completing the process, we'll contact you with the further details.

If you're creditworthy enough to get a loan, you'll get an activation mail or a call from our representatives in a matter of minutes. Sometimes it can take up to 24 hours to get the approval and disbursement.

The interest rate for personal loans in Moneypro starts from the min 11.49% p.a. and can go upto 36%, upto 3% processing fees and upto Rs. 2000 charges depending on the credit rating of the borrower. The credit ratings are given after the assessment of the borrower.

If you have a good solid credit history and high salary then you can avail a personal loan at the lowest interest rates within minutes. Also, having small loan tenure helps you in keeping the interest amount low. Below is an example of how the interest rate affects the cost of a personal loan and its EMI's.

Example: A Personal loan for Rs. 2,00,000 at an interest rate of 12% with a repayment period of 12 months will have a monthly EMI's of Rs. 17,769 and the total payable interest amount will be Rs. 13,237. The amount you'll repay in 12 months will be Rs. 2,13,237. Disbursals and repayments for a loan through partners of Moneypro can be done through various channels. All payment modes recognized by the RBI such as Cheques, NEFT, IMPS, Bank transfers, Mobile wallets etc. can be availed.

Pre-payment of Loan

You can choose to make a prepayment of the entire loan amount without any penalty/prepayment charges, pre-closure charges etc, however this has to be agreed in advance between the borrower and their respective investors.

Non-Payment

In case you do not pay the EMI by the due date, ?250 bounce charge and additional penal interest of 2% p.m. will be applied to the due amount for the duration.
An opportunity to register on the website and explore the platform.

What our Customers say about us

Kellie

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco.

Jessica

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco.

Kellie

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco.

Jessica

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco.

Kellie

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco.

Have A Query About Our Instant Personal Loans?

This FAQ Section Will Help You.

Moneypro is the fastest growing Fintech company empowered with best in class software technologies.

Moneypro loans are transparent, convenient, no hidden charges and hassle free process. It is the preferred choice for Indians to fulfill their dreams

We provide loans for experiencing the best part of our life. We provide loans so that happiness doesnt stop in your life . We provide loans for all purpose except for use in speculative trades like speculative share & commodity trading, buying lottery ticket.

Our interest rates are competitive. Our robust AI technology determines interest rates considering various factors. Apply now and know your eligibility

Processing Fee of 3% is levied along with statutory charges as applicable.

Loan Pre payment is allowed subject to charges as per loan agreement

Subscribe to our Newsletter

For the latest stories and industry insights at your fingertips

Join Now

By signing up, you agree to receive updates on Whatsapp

Moneypro is India's Fastest growing Fintech Company*

500+
Districts Covered
1Lac+
Retail Touch Points